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Disability Insurance

Your ability to earn is your greatest asset. Disability insurance helps protect it if an illness or injury keeps you from working.

What Happens If Your Income Stops?

Most people insure their home, car, and health but forget to protect the income that pays for it all. A disability can happen unexpectedly and last longer than you think. Without income protection, even a short interruption can create long-term financial strain.

Coverage Options Built Around You

Short-Term Disability

Provides income replacement for temporary conditions, typically lasting a few weeks to several months.

Long-Term Disability

Offers extended protection for more serious conditions that prevent you from working for months or even years.

Individual Disability Insurance

Portable coverage that stays with you regardless of your employer, ideal for self-employed professionals or those wanting more control.

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Who Should Consider This?

  • Business owners and entrepreneurs

  • Self-employed professionals

  • High-income earners

  • Individuals without employer coverage

  • Anyone who relies on a paycheck to maintain their lifestyle

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